888 Financial Calc 3.82

This comprehensive financial calculator application serves as a valuable tool for financial professionals and individual users engaged in daily financial planning and calculations. It offers a broad spectrum of functionalities including time value of money computations, net present value and internal rate of return analysis, loan assessments, and international investment tracking.

• Currency exchange rate tracking and conversion:
  • Supports over 160 currencies alongside precious metals and cryptocurrencies such as Bitcoin, Ethereum, Litecoin, Dogecoin, and Cardano.
  • Provides both online and offline modes for currency data access.
  • Enables users to customize currency tracking lists.
  • Presents current exchange rates with symbols and visualizes historical data through line and bar charts or CSV downloads.
• World Clock:
  • Allows users to monitor multiple countries simultaneously with auto-refresh every second.
  • Includes annotations for daylight saving adjustments.
  • Offers both 12-hour and 24-hour digital clock formats alongside analog clock options.
  • Displays national flags in tracking lists for easy identification.
• Time Value of Money calculations: Computes present values, future values, annuities (ordinary or due), as well as investment interest rates and durations.
• Investment analysis tools: Enables calculation of net present value (NPV) and internal rate of return (IRR) for cash flow series.
• Tip Calculator: Facilitates tip, sales tax calculations, bill splitting, and total bill estimations based on itemized inputs.
• Auto Loan Calculator: Estimates monthly payments, loan terms, or maximum affordable vehicle price. Offers options for trade-in tax considerations and inclusion of sales tax in the loan calculation.
• Mortgage Calculator: Calculates monthly or biweekly payments, interest rates, private mortgage insurance (PMI), with accompanying amortization tables and charts. Supports comparison between different mortgage plans and refinancing assessments to understand potential savings.
• Credit Card and Loan Calculators: Determine personal or commercial loan payments, durations, or maximum borrowing limits. Also supports credit card payment planning with options for simple or compound interest calculations and customizable payment schedules.
• Investment Calculators: Compute total returns, initial investments, interest rates, terms, or additional contributions for both compound and simple-interest investments.
• Bond Investment Calculator: Calculates yield to maturity (YTM), bond duration, and yield to call metrics.
• Retirement Planning: Assists in identifying required annual savings or estimating retirement funds' longevity based on savings targets.
• Depreciation Tools: Provides calculations using straight-line, declining-balance, or sum-of-the-years-digits methods along with detailed depreciation tables.
• Equipment Lease Calculator: Determines lease payments based on asset value or computes yield rate for leasing arrangements annually or monthly.
• Unit Conversion: Converts various measurements including temperature, weight, distance, and liquid units.
• Statistics and Percentage Calculations: Offers analysis of data sets through mean, median, standard deviation/variance, as well as permutation and combination computations. Supports visualization through charts depicting median and mean estimations.

The application also provides customization features allowing users to rearrange calculator icons within the main view via drag-and-drop gestures. Additionally, users can personalize the background color or images of the main interface and all calculator views through the Settings menu for a tailored user experience.